F**k My Student Loans
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With six figures of student loan debt for a Bachelor's degree, Max Lance examines the business and history of student loans, where college tuition goes and the crushing burden loans place on recent graduates. He puts loan companies and world class universities under the microscope to examine why they charge so much and shady practices to extract the most money in the name With six figures of student loan debt for a Bachelor's degree, Max Lance examines the business and history of student loans, where college tuition goes and the crushing burden loans place on recent graduates.
He puts loan companies and world class universities under the microscope to examine why they charge so much and shady practices to extract the most money in the name of a college experience.
F**k My Student Loans
Anyone who wants to know how to pay for college needs to read this book to avoid making the same mistakes. Get A Copy. More Details Friend Reviews.
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May 23, April rated it really liked it. If you know someone who is starting college or thinking about going back, tell them to read this. It's a short read so its well worth the time. My heart dropped. We all cried. In the moment it was like a burden had been taken off. A recent working paper from the National Bureau of Economic Research co-written by Marco Di Maggio, a professor at Harvard Business School , finds that the financial implications of debt forgiveness are significant.
Why Defaulting on Private Student Loans Is Not as Crazy or Irresponsible as it Sounds | HuffPost
They were also more likely to move, switch jobs or go back to school than similar borrowers whose debt was not forgiven. The debt relief benefits outlined in the paper — including lower delinquency on other credit accounts, higher mobility, higher likelihood of changing jobs and increased income — will make a real difference to Morehouse grads, Di Maggio tells CNBC Make It.
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Smith's gift to Morehouse grads comes as college tuition prices skyrocket and grads accumulate more and more debt. Proposals for student loan debt cancellation by politicians like presidential candidate Elizabeth Warren are gaining momentum , and other institutions of higher learning are moving to make tuition free or significantly cheaper to reduce the burden on students.
The situation will be different for these new alums, thanks to Smith's pledge: "Now those students will have the opportunity to take more risk in their careers rather than settling for the safety of less appealing jobs that can guarantee them the ability to repay their loans," says Di Maggio. Smith told the graduates he hopes that they will show others a version of the same generosity they've enjoyed. Like this story? Get Make It newsletters delivered to your inbox. All Rights Reserved.